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Settlement· 9 min read·Canada

First 90 days in Toronto: a survival timeline (with prices)

Hour-by-hour playbook from airport landing to your first paycheque deposit.

Hour 1: Pearson Terminal 1, primary inspection. Day 1: SIN application + Service Ontario for health card start. Day 7: first apartment viewings in a 4km radius of your future office. Day 14: Tangerine or Neo Financial account (zero fees, no minimums). Day 30: first interviews. Day 90: signed offer.

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