5 money mistakes that bankrupt fresh diaspora arrivals in their first 6 months

Mistake #1: paying first-and-last-month rent + deposit in cash you didn't budget for. Mistake #2: importing your Nigerian salary expectations into a Toronto cost base. Mistake #3: opening a credit card before you have credit history. Mistake #4: shipping everything when storage + re-buying in destination is 40% cheaper. Mistake #5: skipping critical-illness insurance because 'I'm young'. Each one of these has cost a real client real money — and the blueprint maps around all five.